Representative APR 1272% (Variable)

Representative Example: Borrow £250 for 90 days. Total amount repayable is £411.63. Fixed interest rate of 292% per year.

Text Loans

Arrival of unexpected and untimely problems can give jitters to anyone. The needs that arise at eleventh hour can be the reason to worry for many people across the country. If you are someone who is going through financially tough times and need quick cash, just apply through us. We are TextLoansUK1000 and we help you to get in touch with money lenders who provide quick and timely funds. No more you have to leave the comfortable space of your home to apply for loan. Simply relax and avail monetary help timely with Text Loans UK 1000.

If you are applying on a working day then there is very possibility that it might take a few hours to fetch the response from the money lenders. And, if you are applying for loan in the evening then you might have to wait till the next day to get response from the lender. Your chances of getting approval for loan amount increases manifolds when you apply through us as we are working with many reputed money lenders. Our associated lenders match you with loan deals as soon as you clear the process of verification.

Borrowers benefits with text loans

The distinct features of text loans are its fast approvals without paper works, faxing or documentations. Text loans application procedure is very simple and straight forward just sign up with lender by giving your basic details like name, email and mobile number you will get responded by the lender in next few minutes. In internet era all communication and exchange of documentation become very fast. Now textloan services are gaining popularity and become reliable source for getting money in paying emergency payments like medical bills, bike or car repair bill.

Now you can take benefits of online access and search for best deals for your short term loan round the clock. The fully automated process take care of your application at anytime from anywhere irrespective of your credit ratings you can avail this service as per your convenience.

Text Loan Eligibility

In urgent need of money text loan is always is good choice among service class in UK. Any UK citizen aged above 18 years who is in regular employment and holds a bank account can apply for text loan with his mobile also. As you submit your application through this site you will get loan approval via mobile SMS and money will be (as soon as 1 hour) credited directly in your bank account. Now you are free to utilise this money according to your preference of choice. This loan amount will be repayable at your next payday. For fast and easy cash relief in urgent need of money is basic philosophy behind text loan.

Document and Credit Checks

Applying for fiscal support online is convenient as well as simple. Most of the times, there is close to nil paperwork involved and there is no meeting with the money lender. You have to worry not at all about receiving obligation quotation via mail or phone. You can compare and review different options when applying through us. As the process is automated, there arises no need to have technical knowledge. Just make sure that you read the loan proposal carefully before applying for it.

Credit rating of an average and low earning person may suffer a setback in fast changing economic and market scenario. Now if a person of this group applies for loan, many times their application may be rejected by the lenders. We can search other alternatives to these traditional short-term, payday loan, one month loan. As we have many partner lenders means you can find here the best deals of UK financial market online.

Online service available 24/7

Our online loan matching services are available on all weekdays. One accesses this portal anytime from anywhere. The borrowed money will be credited into your account and you will be free to utilize loan amount as per your wish. As name indicate the loan amount is to be repay on your next payday, if you fail to pay back this amount on due date then lender may charge late fees as per agreed terms. Our basic goal is to provide best possible loan match to our customers. Our data information form is designed in such a way that loan seekers can fill it with their mobile quick and hassle free.

About TextLoans1000

Text Loans UK 1000 is providing you online payday loan search facility at a time when are struggling with unexpected cash crunch. Now this payday loan match service can be accessed with your smart mobile phone also. The main purpose of this website is to provide a convenient and reliable bridge between you and a network of 40+ direct lenders. Text Loans are very popular version of loans because of short term and fast cash relief particularly in emergency. The whole loan search process is fully automated and after submitting your personal details in the form attached with this site you can get your loan approval status online or through SMS in next couple of minutes. After review of your personal details lender may approve the loan and amount will be get deposited in your bank account directly. If you find this as a right deal for your loan then you can proceed further otherwise you are free to search for other options. As this match process is online so you can check various options for loan effortlessly at anytime from anywhere. So if you are stuck with cash crunch and need money immediately then try with this text loans service which is fast, safe and hassle free.

Non repayment implications:

These are short term loans that sanctioned for a week or two. If you fail to make timely repayment then lender might get in touch with you to know about the causes of delay. They might schedule a new repayment date but might charge additional amount as penalty. This might add negative rating on your civil score. If you are finding it difficult to arrange for loan repayment then inform the money lender timely. Anyhow, try to make repayment of the leaned amount as per the structure suggested by the money lender at the time of approving loan.

For any reasons if you fail to repay loan amount on agreed date this may imply the penalty on you. This may also adversely affect your credit report and your credit score may go down. Once your credit score is affected it will trouble in future as lender may refuse to approve your loan or may charge higher interest rate. If you feel that it will not be possible to repay loan on time it will be good to contact your lender well before loan due date. This will help you a lot as lender may reschedule your repayment date or any other arrangement as per mutual agreement.

Borrower should keep following points in their minds:

1. Please borrow the maximum amount which you can repay in due time.

2. If you feel inability of loan repayments tell this to your lender promptly.

Borrower should note that one loan default may put you in a deep trouble. If due to any reasons or circumstances you fail to repay loan amount on scheduled date then you may face one or all the followings.

1. The lender may report your case to credit score agencies to down grade your credit score.

2. Once your credit score goes down negative this will affect your future prospects for services like households finance or next borrowings.

3. Your default may put extra burden of collection fees, penalty plus regular interest as per loan agreement.

4. You have to pay other chargers to lender as expenses of enforcement of law like CCJ or any cost incurred to enforce lender rights against you as per loan agreement.

Loan Collection procedure

We at TEXT LOANS UK 1000 are not involved in any way with collection system. If any time you think that it will not be possible you to loan repay on time or any other difficulty, please reach to tour lender without delay. Your lender will explore the possible ways which are available for borrowers who are in trouble in repayment. If you become loan defaulter and unable to communicate this to your lender then lender may use third party loan collection mechanism this will cost you heavily and your credit score may affected badly. Although lender use to contact the defaulter borrowers by phone calls and emails but for safe side you should always keep in mind to repay loan timely or inform your lender well before due date to avoid extra charges by way of penalty and increased interest rates also save your valuable credit score.

Text Loans FAQs

Q.What is Text Loans in UK?

In simple term it is a short term loan normally for 7 to 30 days which is to be repaid on next payday of the borrower.

Q.What are the eligibility of payday loans?

The basic requirements of text loans are:

You should be above 18 years of age.

Have a regular employment in last 30 days.

Your minimum take home wage should be more than £600 per month

Along with an email address you have home and office phone number.

You should satisfy our responsible lending requirements

If you are getting Centrelink or having other source of income you may qualify, Just fill out the form to check your eligibility.

Q.What could be maximum loan amount?

You can borrow up to £1000 but your actual loan eligibility depends on your loan repaying capacity.

Q.How I will receive cash?

Receiving loan money is very simple and fast as it will be deposited in your bank account directly.

Q.Is bad credit person can apply for text loans?

Bankruptcy or CCJ does or bad credit history is not a indication of loan rejection in all times, if you fulfill lenders loan criteria they may approve loan despite of above.

Q.What is time line for getting loan?

Normally it takes 5-10 minutes to fill online information form through network of our 40+ associated lenders and you will get loan amount by next working day of your loan approval (depends on your bank)

Q.Is Faxing of documents are required?

Faxing of documents is not required. Lender will call you through phone and documents can be sent through internet.

Q.What are the charges?

Our services are free of charge; other charges may vary with lenders. The loan amount may be repayable over a period between few days to 12 months.

Q.Can I go for second loan after repaying first?

Yes you can do so, our associated lenders works under responsible lending and offer loan based on capacity to repay loan.

Q.What will be the loan repayment process?

Repayment is auto debited from your bank account. If you feel inability to repay contact your lender promptly.

Q.What are consequences of late payment?

At time of loan agreement please read late payment clause of agreement carefully and contact lender before due date if you are unable to repay.

Q.What about my data security?

As our associated lenders are compliance with industry regulators security norms so your information is safe.

Q.Can reschedule my repayment?

This will vary from case to case, please contact to your lender.

Q.What will happen for non repayment of loan?

If you default to your loan and not informed to your lender then he may start other means to collect his money. Lender may send your name to credit score agencies for downgrading of credit ration and also initiate to use third party services for loan collection and you have to pay these services also with regular interest and penalty.

Textloansuk1000 is not a broker or money lender – We are offering loan matching service through this online portal between loan seekers and money lenders. We do not charge our visitors for this quoting service.